Choosing the Right Life Insurance Policy or Annuity Contract

Life insurance and Annuities have proven to serve as powerful and valuable programs that act as a portion of your overall financial plan. When searching for life coverage or retirement vehicles, it is important to make the right choice. Many consumers spend large amounts of money each year on life insurance premiums, while knowing little about the coverage they own. With the differences in death benefits, cash values, standard provisions and riders, term durations and guarantees between different types of policies, life insurance can easily become confusing to the untrained eye. This is where CBU can clarify all of your questions and help you identify your need and place the proper coverage in force.

At CBU, we will educate you on the basic terms you should know, elaborate on the discrepancies between the major types of life insurance policies and annuities and in turn, give you a level of comfort when it comes choosing the right coverage for you. We will update you on newly approved annuities, the replacement of old life insurance policies and give to you a policy cost and benefit comparison of policies being prepared.

With that said, it is our job to initiate and maintain relationships with the top financial institutions that are involved in each line of business that we offer. The financial arena today is a sector of corporate America that is constantly undergoing change. It is our responsibility to keep pace with these changes and understand how these changes can benefit you. As companies and their strengths change, so do we and the programs we offer. This gives you the slight edge when choosing coverage for you, your family, or your employees.

Contact Jac for more information:

Jac Arbour - Life and Annuities Manager • o. 207-620-7265 • c. 207-431-3376 • jac@cbuteam.com