Most likely you have savings set aside for emergencies, such as long term care expenses.  By using a portion of those savings to purchase a Lincoln MoneyGuard policy, you get much more for your long term care dollars, and immediately increase the protection for the rest of your portfolio.

Your policy remains in your asset portfolio, and it offers you:

• A money back guarantee.
• An income tax-free death benefit.
• Long term care benefits.

Lincoln MoneyGuard is a smarter alternative to self insuring and a universal life insurance policy with optional long term care benefits.  These policies provide guaranteed benefits that you can tap into to reimburse qualified long term care costs, helping to protect assets you've set aside for retirement.  These plans offer a simple solution that makes sense for today and tomorrow.