Most families that are uninsured or have at least one uninsured member choose not to purchase insurance because they feel that it is too expensive. Hundreds of studies have connected socioeconomic status with various outcomes in children’s physical, mental, and emotional health.

Initially, children that are uninsured have parents who are statistically more likely to be unemployed and/or have no more than a high school education. Thus, they probably live with financial hardships that make academic performance more difficult than it is for their insured counterparts. If they’re spending school hours with worries about money in the back of their minds, they probably won’t be retaining as much information as they could.

Other studies have demonstrated that uninsured parents delay seeking care for themselves and their uninsured children until the symptoms are more severe. These delays may result in unnecessary hospitalizations for preventable or readily treatable conditions. Children will then miss out school and educational opportunities. More importantly, children who don’t see a doctor regularly may have learning impairments that go undiagnosed. Such barriers to learning could cause a child to struggle greatly in school and maybe even develop a dislike of being there.

Health insurance can benefit you and your dependents physically, mentally, and emotionally – and there are affordable plans out there. As qualified insurance brokers, the professionals at CBU have the ability to find you the best plan to fit your income and lifestyle. Contact us today with questions or to set up a free insurance consultation.