Producer Testimonials

  • "I and Securian Dental have had the opportunity to work with Ray Vallee for approximately nine years, the last three in conjunction with Combined Benefits United Inc and the team of professionals he has skillfully pulled together. Ray is a man of vision, energy and generosity who has led his team in developing and implementing a successful strategy for marketing worksite benefits. They continually seek out new product opportunities, truly provide training and support for brokers and most importantly operate with the brokers' individual financial success in mind. From a carrier's perspective Combined Benefits United Inc has been a productive and pleasurable relationship. I strongly encourage serious consideration of CBU, for anyone considering a relationship with a GA who will actually work for you in realizing your short and long term goals." - Douglas P. Cranshaw, Senior Distribution Relations Executive Securian Dental
  • "If you are looking for innovative ideas during a down economy and desire to work with folks you can trust and truly care about your success - please consider working with the professionals at Combined Benefits United Inc. Whether you are a seasoned pro or a rookie in the insurance business, you will find that CBU will be an asset to your practice." - Rob Trimarke, President of The Thomas Morgan Group, Inc. and Insurance agency owner with 28 years experience in benefits and retirement planning - St. Louis, MO.
  • "It has become harder than ever for agents to get in front of potential customers When they do get in front of the customers they need to have the tools to take advantage of the opportunity. What agents need is a system that can not only get you leads but makes sure you make each lead count, and Combined Benefits United Inc has just that. Their turn key marketing program is just what the agents of today are looking for. Now, it is just a matter of time until agents find out what they are missing." - Bryon Rice, President Magellan Financial and Insurance Services - Topeka, Kansas
  • "During my two year partnership with Ray Vallee and Combined Benefits United Inc, I have been constantly impressed with the quality of the agents and advisors that participate. Solid sales training platform to help grow your practice." - Ed Ledford, CLUVP Business Development Foresters Financial Partners - Valencia, California
  • "Regarding Combined Benefits United Inc and Ray Vallee in particular. I have been in the business for 35 years, have been captive, independent and an employee sales rep, nearly a wholesaler. I've worked for Metlife (it was Metropolitan Life at that time), Phoenix, CNA and have been self employed and independent for nearly 10 years. During that time I've established many relationships with different people but I know of NO ONE who is more selfless and does more for those who do business with them than Ray Vallee and his associates at CBU. If you are looking for a resource to bring your financial services practice to the next level or higher whether you have six months in the business or 20 years, partnering with Ray and CBU will be a decision you will not regret!" - Al Smith, CLU, ChFC, Golden Eagle Financial - Littleton, CO
  • "Washington National Insurance Company has enjoyed a long and mutually rewarding history with Ray Vallee and his team. The sustained growth of their worksite sales channel has been steadily building strength and momentum over the long term without sacrificing value. The leadership offered by CBU in the voluntary benefits arena has enriched the lives of policyholders by creating sound personal risk management plans, and of their professional agent force by detailed training, a highly successful sales process and their “welcome home” family environment. Combined Benefits United Inc has demonstrated a steadfast commitment to quality service and is absolutely the right partner for Conseco Insurance Company. We are very proud to be represented by them and endorse them without reservation." - Michael Judge, Sales Director, Washington National Insurance Company
  • "As a Worksite Broker with Combined Benefits United Inc, my clients have confidence in the fact that we have done the research for them and can offer the most competitive financial products available in the industry. With an independent point of view, we work for our clients, not our carriers, with an emphasis on service and support from start to finish." - Alex Stanchfield - Portland, Maine
  • "Joining Combined Benefits United has facilitated my success in my practice. They continue to exceed all of my expectations in the way they have a knack of anticipating market trends, being able to adapt and to provide first class training for all new concepts and products. CBU is like Family!!!!! To me that's the highest compliment I can give. I consider myself blessed to be a Family Member." - Kenneth Ross - Brooklyn, New York
  • "I have known Ray Vallee since 2006. He truly likes to help people and appreciates how insurance and its many products can help individuals and companies alike. He is dedicated to Combined Benefits United, Inc. and locating the best possible insurance products for his clients and producers. You will find Ray to be a All-Star in the insurance industry uncovering more possibilities as an independent agent in Maine and throughout the country." - Thaddeus V. Day, Esq., Law Offices of Thaddeus V. Day, P.L.L.C. - North Yarmouth, ME