The state of New York has recently implemented new guidelines that will allow life insurance companies to use social media and other online data about consumers when underwriting for a policy or establishing premiums.
One of the most important issues for those nearing or entering retirement is whether they will outlive their savings and retirement funds. Despite this concern, though, there are several mistakes that many retirees will make, despite the advice of their trusted advisor.
If you sit down with a financial expert today, one of the first things they are going to recommend you purchase, if you haven’t already, is life insurance. Many financial experts consider life insurance to be the cornerstone of financial planning, and a very important tool for your future.
When you’re sitting with clients who are preparing for retirement, one of the most important considerations they face is how they can afford to have quality healthcare for the rest of their life.
Valentine’s Day is a day for people to celebrate their love for each other. That’s why every February the nonprofit LIFE Foundation asks people to look beyond the traditional gifts of chocolates and flowers, and to show their loved ones that they care through the selfless gift of life insurance.
The United States job market has been growing year-over-year for almost a decade, and as of last September, the unemployment rate hit a five-decade low. This is incredible news for US workers, and for the economy, and it suggests that there is a smaller number of job seekers, and a higher demand for quality workers.
By Van Mueller
This is the greatest time ever to be in our business, but most insurance and financial professionals have not realized it yet. Many have not achieved the success they desire. Please remember, the biggest sale you will ever make in your career is to yourself. You have to believe in something before you can see it, and you have to see it before you can do it. Without total belief in what you do, it is difficult to inspire people to take action.
Here are 10 reasons why this is the greatest time ever:
Over 40% of Americans surveyed say they are not saving for retirement, including those aged 45 to 65, which is generally considered peak savings time. If you inclued younger working people, aged 18-34, the number climbs to 50%. Younger workers say that they just aren't saving, despite it being hammered into their head since a young age that saving now will make retirement easier.
For over a century, Dale Carnegie has been improving individual and business performance around the world. With training techniques that continue to evolve, Dale Carnegie's core principles remain true to a single vision: real transformation begins within.
By Van Mueller - CBU Partner & Trainer
Originally posted on ThinkAdvisor
Cash value life insurance is the most important financial asset available, and it will remain so for the foreseeable future.