For anyone contemplating retirement, the E*Trade ad that aired during the Super Bowl was probably pretty scary. The ad featured elderly life guards, fire fighters and DJs struggling on the job, singing “I’m 85 and I want to go home,” to the tune of Harry Belafonte’s popualr Banana Boat Song.
When it comes to planning for retirement, there are a lot of unknowns. How much longer will you be able to work? Will you have any savings by the time you retire? How long do you need to make your money last once you’ve retired? For those who are retired, or about to retire, these questions have a greater urgency than ever before.
Life Happens is a nonprofit organization dedicated to helping Americans take personal financial responsibility through the ownership of life insurance and related products, including disability and long-term care insurance.
Life Happens have designated February as 'Insure Your Love' Month, and have created and coordinated the Insure Your Love campaign. The basic motivation behind the campaign is to remind people of the importance of life insurance - not only for themselves, but for their families.
“Millennials” might be the hottest new buzzword of, well, the current millennium. While there is a fairly large age gap among the generation – they span between 1982 and 2000, according to the US Census Bureau – the group does have a lot of similarities among them, and a few shortfalls when it comes to finances and looking towards their financial future.
International Living's Annual Global Retirement Index ranks the top locales for retirees who'd prefer to spend their golden years abroad or traveling. The magazine ranked 24 retirement destinations around the world, based on a dozen criteria, including cost of living, climate, health care and entertainment. The U.S.
The Labor Department has sent a final rule for an 18-month delay of its fiduciary regulation to the Office of Management and Budget for review.
On Thursday morning, the OMB posted on its website a notice that it had already received the delay language from the DOL. The OMB is likely to delay the measure, and when they do it will be returned to DOL, who will then release it publicly. The timeline for this, though, is unclear.
There are few social programs in the United States that are more important than Social Security.
Do you want to make changes to your Medicare coverage? There are certain times when you can make these changes; some of these time periods are different depending on the type of Medicare plan. For Medicare Advantage (also known as Medicare Part C) and Medicare prescription drug plans, there's an Annual Election Period (AEP) when you can sign up for, change, or disenroll from the plan.