Imagine distributing your entire life time savings tax free versus having it be held taxable like in a traditional IRA, 457, 401(k), Profit Sharing Plans, and other defined contribution plans. If going tax free sounds ideal to you, then an Index Universal Life plan may be the option you've been looking for. This plan isn't like a traditional whole life, term life, universal life, or variable life plans, though.
Here are a five of the “what if’s” that financial advisors should be covering with their clients to create the most beneficial plan for the future. These items are those major "life changing" events that most people go through, but few plan for in advance.
Life insurance represents one of, if not the best, tax planning investments available.
Ed Slott, a widely known tax advisor, has created this 5-minute video to explain to you how purchasing life insurance could turn out to be one of the best decisions you ever make by demonstrating the power of having a tax free retirement using the IUL strategy. Applied knowledge empowers you to advance with achieving your financial goals. Watch the video below, and contact Combined Benefits United today to learn more.
Great leaders are individuals who are passionate about and confident in the work they do, and they inspire others to do so in the process. Dale Carnegie's Leadership Training vision extends from corporate training and team building, to improving the leadership qualities within each individual. Their Leadership Training courses are not a one-size-fits all approach, and they work with you or your company to provide custom training resources.
Below are several upcoming courses offered by Dale Carnegie Maine, along with links to register for the course:
The increasing cost and complexity needed to operate as a financial adviser in today's environment is creating a market ripe for mergers and acquisitions.
There's a time in everyone's life to save. There's also a time when you're supposed to spend. That time is commonly known as retirement.
Millions of Americans aren't doing that, however, which has put the U.S. in a perverse situation. Younger generations aren't saving enough as their income slips further behind previous generations. Older Americans meanwhile sit atop unprecedented piles of assets built through stock market and real estate booms.
Yet these retirees, or at least the affluent ones, aren't spending it. It turns out they're afraid of the unknown.