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Millennials are the largest living generation today, controlling $200 billion in annual spending power in the US. Although many are burdened by student loans and underemployment, their buying power will only continue to increase as they inherit businesses, estates and jobs from retiring baby boomers. They are also a “saving generation” and are already planning for their retirements.

Cash-value life insurance (variable, indexed, or fixed) are some of the most complex financial products in the market today. Many different things factor into a properly structured indexed universal life insurance policy. Client health ratings, insurance carrier solvency, cost and fees in the policy, index options, persistency bonuses, loan rates, product features, rider options, term insurance riders, and so much more. As with many other things in life, good things don't come easy.

Combined Benefits United is proud to be a sponsor once again for the Schooner Room Workshops at the Maine HR Convention, being held May 9-12, 2017 in Rockport, Maine at the Samoset Resort.
Hosted by Northern New England Law Publishers, Inc, the Maine HR Convention features inspired keynote speakers like a filmmaker from Montreal, an "earth shaker" from Arizona, a barrier-breaker from Minneapolis,and a lunch lady appreciator from Florence, MA. There are also various hosted workshops, a gala dinner, and more events throughout the 4 days.