"CBU is the wind under my sails that blows me along and keeps me energized."

Since partnering with CBU in December of 2010, Steve has been increasingly busy on the phone, on the road and meeting with clients.  He comments, "CBU has given me the injection of prospecting and positive mental attitude that I've needed, and now I'm working double time and loving it".

Steve is a native of Maine, having graduated from Edward Little High School, furthered his education at the University of Maine graduating in May of 1971.  He jumped feet first into the insurance industry by selling door-to-door for Combined of America.  Soon after he was recruited by Met Life, and for the next 23 years, he climbed from Sales Representative to Sales Manager to Branch Manager.  He then moved on to become a Sales Manager for Prudential and New York Life, as well as being recruited as a Financial Services Representative for Bangor Savings Bank.  Now, as a Million Dollar Round Table Qualifier, Series 7 and 26 license holder, Steve is a seasoned financial advisor working as an independent agent with J.T. Rosborough and a partner with CBU in hosting Asset Preservation Workshops.

Steve has a passion for understanding individuals' needs and addressing their financial concerns.  His wealth of knowledge and experience allows him not only to put the right product with the right client but to provide financial peace of mind.  When Steve meets with clients, he says "it's like having a fireside chat.  I listen to all aspects of their financial concerns - retirement, long-term care, disability or anything on their mind - and by doing this, I form long-term relationships that are built upon trust, confidence and integrity."

Steve lives in Ellsworth, Maine with his beautiful wife, Opal, where they just celebrated their 40th Wedding Anniversary.  They are very proud of their two grown children Stephen and Laurie and look forward to every chance they can to spend time with their three amazing grandchildren.

Stephen Apsega • 1-800-660-7101 • stephen@jtr-inc.com